Last Updated: January 28, 2025
Please read these Terms carefully. By downloading, installing, or using the ClariFi app or website, you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
These Terms of Service constitute a legally binding agreement between you and ClariFi governing your use of the ClariFi mobile application and website (collectively, the "Service"). By accessing or using the Service, you confirm that you are at least 13 years old (16 in the EU) and have the legal capacity to enter into these Terms.
ClariFi is a personal finance application that provides:
The Service is provided for informational and planning purposes only and does not constitute financial, investment, tax, or legal advice.
You may use certain features of the Service without creating an account. To access cloud sync, partner sharing, and other features, you must create an account using a valid email address or a supported third-party authentication provider (Google or Apple).
You are responsible for:
We reserve the right to suspend or terminate your account if you violate these Terms or engage in conduct that we determine, in our sole discretion, is harmful to the Service, other users, or third parties.
You agree not to:
ClariFi provides financial planning tools and informational content. We are not a financial adviser, broker, or fiduciary. Nothing in the Service constitutes:
Salary data is sourced from the U.S. Bureau of Labor Statistics and other publicly available sources. Retirement projections are estimates based on assumptions you provide and are not guarantees of future performance. Always consult a qualified financial professional before making significant financial decisions.
The Service and its original content (excluding user-provided data), features, and functionality are owned by ClariFi and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without our express written permission.
You retain ownership of the financial data you enter into ClariFi. By using the Service, you grant us a limited, non-exclusive licence to use your data solely to provide and improve the Service, as described in our Privacy Policy.
The Partner Sharing feature allows you to share your household budget with one invited partner. By using this feature:
The Service integrates with or links to third-party services, including:
We are not responsible for the practices, content, or availability of third-party services. Your use of third-party services is subject to their respective terms and privacy policies.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the data practices described in the Privacy Policy.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the maximum extent permitted by applicable law, ClariFi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from these Terms or the Service shall not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) $100 USD.
You agree to indemnify, defend, and hold harmless ClariFi and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
We may modify these Terms at any time. When we make material changes, we will:
Your continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, except that either party may seek injunctive relief in a court of competent jurisdiction for intellectual property infringement.
If you have questions about these Terms, please contact us:
Email: [email protected]